🧮 Free Tool

Tax Calculator

Estimate your income tax, National Insurance, and take-home pay as a sole trader or landlord for the 2025/26 tax year.

📊 Your Income

Annual Income (£)

Total income from self-employment before expenses

Allowable Expenses (£)

Costs you can deduct (supplies, travel, repairs, etc.)

Other Employment Income (£)

Income from a PAYE job, if any — this affects your tax band

Student Loan

📋 Tax Breakdown

Income

Gross Income —

Expenses —

Other Income (PAYE) —

Taxable Profit —

Income Tax

Personal Allowance —

Basic Rate (20%) —

Higher Rate (40%) —

Additional Rate (45%) —

Total Income Tax —

National Insurance

Class 2 NI —

Class 4 NI —

Total NI —

Student Loan

Repayment —

—

Estimated Take-Home Pay

Effective tax rate: —

Estimated quarterly tax set-aside

—

Need to submit your quarterly updates to HMRC? QuarterBridge connects your spreadsheet directly — no migration needed.

Get Started — £10/mo

⚠️ Disclaimer: This calculator provides estimates only based on 2025/26 UK tax rates and thresholds. It does not account for all possible allowances, reliefs, or individual circumstances. This does not constitute tax advice. For personal tax advice, please consult a qualified accountant or HMRC directly.